A blueprint for rebuilding banking on programmable dollars
A blueprint for rebuilding banking on programmable dollars
Liberation of Money: The Dollar, Reimagined
Liberation of Money: The Dollar, Reimagined
Liberation of Money: The Dollar, Reimagined
How stablecoins are positioned to replace bank accounts, payday lenders, and corporate credit lines; and how the infrastructure to build this already exists.
How stablecoins are positioned to replace bank accounts, payday lenders, and corporate credit lines; and how the infrastructure to build this already exists.
Inside This Report
Inside This Report
The Next Generation of Banking
The Next Generation of Banking
Explore why Millennials and Gen Z, set to inherit an estimated $124 trillion by 2048, expect their money to generate a return from the moment it arrives, and why a 0.4% savings account loses this generation for good.
Explore why Millennials and Gen Z, set to inherit an estimated $124 trillion by 2048, expect their money to generate a return from the moment it arrives, and why a 0.4% savings account loses this generation for good.
Rebuilding Financial Products
Rebuilding Financial Products
Learn how checking accounts, payroll, lending, and card credit can be rebuilt on stablecoins and smart contracts, from real-time earned wage access to collateral-backed cards that finance balances at roughly 7% instead of 23%.
Learn how checking accounts, payroll, lending, and card credit can be rebuilt on stablecoins and smart contracts, from real-time earned wage access to collateral-backed cards that finance balances at roughly 7% instead of 23%.
The Economics Behind the Shift
The Economics Behind the Shift
See what changes hands when value creation moves from legacy balance sheets to transparent on-chain markets: the deposit yield banks keep, the $2.4 billion payday lenders collect in fees, and the interest expense fintechs pay for operational liquidity.
See what changes hands when value creation moves from legacy balance sheets to transparent on-chain markets: the deposit yield banks keep, the $2.4 billion payday lenders collect in fees, and the interest expense fintechs pay for operational liquidity.
Building the Stablecoin Neobank
Building the Stablecoin Neobank
Discover how Sentora combines yield vaults, risk monitoring, collateral management, and programmable insurance into a complete stack for next-generation financial institutions, with over 1,000 risk models across 40+ DeFi protocols and more than $2 billion in capital deployed.
Discover how Sentora combines yield vaults, risk monitoring, collateral management, and programmable insurance into a complete stack for next-generation financial institutions, with over 1,000 risk models across 40+ DeFi protocols and more than $2 billion in capital deployed.
Why DeFi and Institutional Readers Need This Report
Why DeFi and Institutional Readers Need This Report
Capitalize on the next competitive advantage
Capitalize on the next competitive advantage
Platforms that route stablecoin yield back to users will hold deposits that traditional banking products cannot retain.
Platforms that route stablecoin yield back to users will hold deposits that traditional banking products cannot retain.
Learn where banking economics are changing
Learn where banking economics are changing
Programmable dollars redistribute value from intermediaries to users while lowering funding costs for the fintechs that serve them.
Programmable dollars redistribute value from intermediaries to users while lowering funding costs for the fintechs that serve them.
Understand the infrastructure already exists
Understand the infrastructure already exists
The GENIUS Act provides the regulatory framework, and the vault, risk, and insurance components are in production today.
The GENIUS Act provides the regulatory framework, and the vault, risk, and insurance components are in production today.
