Terms of Use

By accessing, browsing, connecting a digital wallet to, or otherwise using the website of offering, you represent and warrant that:

1. You have read, understand, and agree to be bound by these Terms of Use;

2. You are of legal age to form a binding contract;

3. You are not prohibited from using the offering under applicable law; and

4. If you are acting on behalf of an entity, you have full authority to bind that entity.

If you do not agree to be bound by these Terms of Use, you may not access or use the website offerings.

Last Updated: February 2026

1. Agreement to the Terms

1. Parties and Scope. These Terms of Use are a binding agreement between you and Sentora Digital Holdings (BVI) Ltd, a BVI business company (referred to as “Sentora,” the “Company,” “we,” or “us”), together with its Affiliates. These terms, together with (i) the risk disclosures set forth in Appendix A (the “Risk Disclosure Statement”) and (ii) any Supplemental Terms (as defined below) (collectively, and as may be amended from time to time, the “Terms of Use”), govern your access to and use of: (i) the Offerings (as defined below); and (ii) www.sentora.com,  any related websites, applications, dashboards, interfaces, APIs, documentation, and all content, features, functionality, and services made available through them  or any platform through which the Offerings are offered (collectively, the “Website”).

2. Definition of an Affiliate. An "Affiliate" includes any firm, company, business entity, or other organization: which is directly or indirectly controlled by the Company; or which directly or indirectly controls the Company; or which is directly or indirectly controlled by a third party who also directly or indirectly controls the Company; or of which the Company or any Affiliate is a partner; of which the Company or any Affiliates referred to above owns or has a beneficial interest (whether directly or indirectly) in 20% or more of the issued share capital or 20% or more of the capital assets; or in respect of which the Company or any Affiliate provides or receives day-to-day administrative, operational, management, or support services pursuant to a service level agreement, management services agreement, or similar arrangement.

3. Acceptance and Binding Effect. You must carefully review these Terms of Use before accessing or using the Website or Offerings. By accessing, browsing, connecting a digital wallet to, or otherwise using the Website or any Offerings, you confirm that you have read, understood, and agree to be legally bound by these Terms of Use. If you do not agree, you may not access or use the Website or Offerings.

4. Eligibility. The Website is intended only for individuals who are at least eighteen (18) years of age (or the age of legal majority in their jurisdiction, if higher) and who are not prohibited from using the Offerings under applicable law or these Terms of Use.

5. Geographic and Legal Restrictions. The Offerings are not made available to any individual or entity that is a resident, citizen, national of, or physically located in a Restricted Jurisdiction (as defined below), or to any person whose access or use would be unlawful or would cause Sentora to violate any applicable law, regulation, sanction, or export control requirement (“Restricted User”).

6. Definition of Restricted Jurisdiction. “Restricted Jurisdiction” means any jurisdiction, country, territory, or region: (i) named on an Office of Foreign Asset Control (“OFAC”) list as provided at http://www.treas.gov/ofac (ii) that is the subject or target of any U.S. or other national government financial or economic sanctions, trade embargoes, or otherwise identified on a list of prohibited, sanctioned, debarred, or denied parties including without limitation those imposed, administered or enforced from time to time by the European Union (“EU”), United Kingdom or Swiss governments via the EU sanctions regulations, including Council Regulation (EC) No 428/2009 and Council Regulation (EU) No 833/2014, as well as any subsequent amendments or regulations; the UK sanctions regulations, including the Sanctions and Anti-Money Laundering Act 2018 and the Sanctions (EU Exit) Regulations 2019, as well as any subsequent amendments or regulations; and the Swiss sanctions regulations, including the Federal Act on the Implementation of International Sanctions, as well as any subsequent amendments or regulations.

7. Definition of Restricted User. “Restricted User” means any individual or entity (i) subject to restrictions defined in clause 1.f, or (ii) who Sentora determines, in its sole discretion, poses heightened legal, regulatory, compliance, enforcement, reputational, or sanctions risk.

8. Compliance. You bear sole responsibility for ensuring that your access to and use of the Website and Offerings complies with all applicable laws, rules, and restrictions in your jurisdiction. Sentora makes no representation or warranty that the Website or Offerings are lawful, appropriate, or available in any particular location.

2. Modifications to the Terms

1. Amendments. Sentora reserves the right, in its sole discretion, to modify, amend, supplement, restate, or otherwise update these Terms of Use at any time. When changes are made, the “Last Updated” date will be revised accordingly.

2. Notice of Changes. Sentora may, but is not obligated to, provide notice of material modifications by posting an updated version on the Website or, where applicable, by providing notice to you through the Offerings. Failure to provide individualized notice shall not affect the validity or enforceability of any updated Terms.

3. Effectiveness. Unless otherwise expressly stated, modifications become effective immediately upon posting and apply to all subsequent access to and use of the Website and Offerings.

4. Continued Use Constitutes Acceptance. Your continued access to or use of the Website or Offerings following the posting of revised Terms constitutes your binding acceptance of such modifications.

5. Obligation to Cease Use. If you do not agree to any modified Terms, you must immediately cease accessing and using the Website and Offerings.

6. Service Evolution. You acknowledge that the Offerings are evolving and may be updated, modified, suspended, restricted, or discontinued, in whole or in part, at any time in Sentora’s sole discretion, with or without notice and without liability.

3. Website Access and Security

1. Availability and Changes. We reserve the right, at any time and without notice, to modify, suspend, discontinue, restrict, or withdraw the Website or any portion of the Offerings. Sentora shall not be liable if any part of the Website or Offerings is unavailable for any reason or for any duration. For the avoidance of doubt, the unavailability of the Website or any interface does not affect the continued operation of smart contracts deployed on public blockchain networks. Users may interact with such smart contracts through other interfaces, applications, or tools that are not operated by Sentora. Sentora does not control or restrict access to such smart contracts once deployed.

2. User Responsibilities. You are responsible for: (i) obtaining and maintaining all equipment, software, and connectivity necessary to access the Website and our Offerings; and (ii) ensuring that any individual accessing the Website or our Offerings through your internet connection complies with these Terms of Use.

3. Information Accuracy. Certain features of the Website may require you to provide information or submit requests. As a condition of your use, all information you provide must be accurate, current, and complete. Any such information is subject to our Privacy Policy and you consent to our collection and use of such information in accordance with that policy.

4. Wallet Security. Certain Offerings operate in connection with third-party wallet software and devices. You are solely responsible for safeguarding your private keys, seed phrases, credentials, and any wallet-related access information. You must promptly notify us if you become aware of any unauthorized activity or security compromise associated with your wallet.

5. No Key Recovery or Transaction Reversal. You acknowledge that Sentora does not store, control, or have access to your private keys and cannot recover wallets, reverse transactions, or restore access to Digital Assets in the event of loss, error, or unauthorized activity.

6. Access Restrictions. Sentora may, in its sole discretion and without obligation, restrict, suspend, or block your access to the Website at any time, including where your activity presents legal, security, compliance, or reputational risk, or violates these Terms or applicable law.

4. Description and Scope of Offerings

1. “Offerings” refers to the software, products, interfaces, Vault configurations, Strategy frameworks and designs, dashboards, APIs, integrations, research, documentation and materials, technical functionalities, operational logic, and related any related services made available to you, directly or indirectly, by Sentora through the Website or otherwise, including but not limited to:

   1. operation of smart contract-based Vault structures;

   2. risk curation of Sentora Vaults;

   3. risk curation of third-party Vaults; and

   4. software interfaces enabling users to interact with supported blockchain protocols.

2. “Strategy” refers to a pre-defined, non-discretionary configuration of smart contract logic, parameters, protocol integrations, allocation rules, and risk constraints that determines how Digital Assets may be deployed when a user elects to participate in a particular Offering. A Strategy operates solely according to its programmed logic and does not involve discretionary decision-making, active management, or individualized asset allocation by Sentora. Strategy configurations may change or evolve over time. Changes to Strategies may be implemented through new risk parameters, integrations, supported protocols, or versions.

3. “Vaults” referenced in the Offerings are non-custodial smart contract-based software configurations deployed on public blockchain networks. Sentora does not custody, possess, control, or manage assets deposited into Vaults and does not have unilateral authority to access, withdraw, redirect, or otherwise control user assets. You retain exclusive control over your Digital Assets and authorize all transactions independently through your wallet.

4. “Digital Assets” means cryptocurrencies, tokens, stablecoins, or other blockchain-based digital representations of value or rights that are recorded on a distributed ledger or blockchain network.

5. Third-Party Protocol Dependency. Our Offerings may interact directly or indirectly with third-party decentralized protocols, including lending platforms, exchanges, bridges, staking mechanisms, and similar systems. Sentora does not own, operate, or control these protocols and disclaims responsibility for their operation, security, legality, or performance. Certain supported protocols may be governed or administered by decentralized autonomous organizations (“DAOs”) or other third-party governance mechanisms. Sentora is not affiliated with, controlled by, or acting on behalf of any such DAO or governance body and does not participate in or control their governance processes. Any reference to a protocol, does not imply sponsorship, endorsement, partnership, or affiliation.

6. Software Interface Only. The Website and associated interfaces function solely as software interfaces that enable users to interact directly with publicly deployed smart contracts and blockchain networks. Sentora does not execute transactions on behalf of users, does not act as a counterparty to blockchain transactions, and does not transmit Digital Assets between users or protocols.

7. Nature of Strategies. Sentora is not a financial services provider. We do not provide investment services, asset management, discretionary management, brokerage services, custodial services, banking services, or advisory services of any kind. All Strategies are standardized, non-personalized, and operate solely according to pre-defined smart contract logic. Sentora does not exercise discretion or control over your assets and does not act on your behalf in any capacity.

8. No Recommendations. All information, analytics, simulations, Strategy descriptions, or interface outputs made available through the Offerings are provided for general informational and technical purposes only. Sentora does not provide recommendations, endorsements, opinions, or guidance regarding the suitability, desirability, or expected performance of any Offerings, Strategies, integrations, or supported protocols.

9. Independent Decision-Making. You acknowledge that you are solely responsible for evaluating the merits, risks, suitability, and consequences of any transaction or activity you undertake using the Offerings. You agree to seek independent professional advice as you deem appropriate prior to making any financial, legal, tax, or investment decisions.

10. No Fiduciary or Advisory Role. You expressly acknowledge and agree that Sentora does not act as your broker, intermediary, agent, adviser, custodian, trustee, or fiduciary, and does not owe you any fiduciary duties, duties of loyalty, duties of care, suitability obligations, best execution obligations, or similar duties, whether arising under statute, common law, or otherwise. Sentora does not act as an agent, manager, or representative of users in connection with Vault participation.

11. No Offer or Solicitation. Nothing on the Website or in the Offerings constitutes an offer, solicitation, recommendation, endorsement, or promotion to purchase, sell, hold, or dispose of any asset, security, commodity, derivative, or financial product, or to engage in any particular investment strategy or transaction.

12. Informed Consent and Assumption of Risk. By accessing or using the Website, including any Offerings, integrations, or supported protocols, you acknowledge that you have reviewed and understand the applicable Offerings and you expressly consent to your Digital Assets being deployed in accordance with such parameters.

5. Supplemental Terms

1. Applicability. Your access to and use of certain features, vaults, strategies, integrations, protocol interactions, interfaces, APIs, dashboards, or other functionality may be subject to additional terms, disclosures, or service-specific conditions (“Supplemental Terms”).

2. Form of Supplemental Terms. Supplemental Terms may be set forth in a separate service agreement, enterprise agreement, order confirmation, addendum, appendix, feature-specific disclosure, or presented to you at the time you activate or access the relevant Offerings.

3. Control Hierarchy. If these Terms of Use conflict with any Supplemental Terms, the Supplemental Terms control solely with respect to the applicable Offerings.

4. Acceptance Requirement. Sentora may require your affirmative acceptance of Supplemental Terms as a condition to accessing certain functionality. If you do not accept applicable Supplemental Terms, you may not access or use the relevant Offerings.

6. Beta Offerings.

1. Optional Participation. From time to time, Sentora may, in its sole discretion, designate certain features, tools, integrations, interfaces, or functionality as “beta,” “preview,” “experimental,” “testnet,” or similar (collectively, “Beta Offerings”). Your use of Beta Offerings is entirely optional.

2. Experimental Nature. Beta Offerings are pre-release, experimental offerings and may contain bugs, errors, vulnerabilities, incomplete functionality, or other defects. Beta Offerings may operate differently from any eventual commercial release and may never be released.

3. No Representations or Warranties. Sentora makes no representations or warranties of any kind regarding Beta Offerings, including without limitation any warranty of availability, performance, security, reliability, accuracy, or fitness for a particular purpose.

4. No Obligation to Release. Sentora may modify, suspend, discontinue, or decline to release any Beta Service at any time in its sole discretion, without notice and without liability.

5. No Liability. To the maximum extent permitted by applicable law, Sentora shall have no liability arising out of or relating to your access to or use of Beta Offerings.

7. Fees and Charges.

1. Nature of Fees. All fees charged by Sentora relate solely to access to, interaction with, or use of the software interfaces, smart contract integrations, and technical functionality made available through the Offerings. Fees do not constitute compensation for investment advice, asset management, or financial services, and are not intended to reward or guarantee performance or outcomes.

2. Fees Charged by the Company. Certain actions or functionality made available through the Website or Offerings may be subject to fees, including, without limitation, deposit fees, withdrawal fees, dynamic software fees, interface access fees, protocol interaction fees, or other charges as displayed on the Website, within the applicable user interface, Supplemental Terms, or in a published fee schedule (the “Fee Schedule”). Sentora may amend, update, increase, decrease, introduce, or eliminate any fees in its sole discretion. Unless expressly stated otherwise, revised fees become effective immediately upon posting or display and apply to transactions initiated thereafter. You acknowledge and agree that it is your responsibility to review the applicable Fee Schedule prior to initiating any transaction.

3. Network and Protocol Fees. In addition to any fees assessed by Sentora, your transactions may incur fees imposed by blockchain networks or third-party protocols, including validator, miner, sequencer, bridge, or protocol usage fees (collectively, “Network Fees”). Network Fees are determined by the applicable network or protocol and are paid directly to third-party participants or infrastructure providers. Sentora does not control, set, collect, or guarantee Network Fees and makes no representations regarding their amount, timing, processing speed, or success. Network Fees are non-refundable once a transaction is submitted. Sentora does not determine, control, or receive Network Fees unless expressly disclosed in the applicable Fee Schedule.

8. Interface Functionality and Transaction Authorization

1. Interface Outputs and Draft Transactions. The Website may generate draft transaction parameters, prompts, previews, estimates, or messages based on user inputs and selected options. Such outputs are provided solely as a technical convenience and do not constitute instructions, advice, recommendations, representations, warranties, or guarantees of accuracy, completeness, or suitability.

2. User Authorization and Control. All transactions must be independently reviewed and authorized by you through your self-custodied wallet using your private keys or signing credentials. Sentora does not have access to your private keys, cannot sign transactions on your behalf, and does not initiate or control any blockchain transaction.

3. Transaction Finality and Error Risk. Transactions executed on public blockchain networks are irreversible once confirmed. You acknowledge and accept full responsibility for verifying transaction details, including destination addresses, contract addresses, amounts, gas settings, and parameters, prior to authorization. Any errors, omissions, misconfigurations, or incorrect submissions may result in permanent loss of Digital Assets and cannot be undone by Sentora or any third party.

4. Deposits and Withdrawals. All deposits into and withdrawals from Services, strategies, integrations, or supported protocols are initiated solely by you through your self-custodied wallet. You retain full authority and discretion over such actions at all times, subject only to the technical parameters, conditions, or limitations of the applicable smart contracts or protocols.

5. Third-Party Wallet Software. Access to certain Offerings requires the use of self-custodial wallet software or hardware provided by independent third-party providers. Such wallets are governed by their own terms of service and privacy policies. Sentora does not develop, operate, maintain, or control such wallet software and disclaims responsibility for any malfunction, security failure, loss of credentials, or unauthorized access associated with third-party wallets.

9. Third-Party Services, Content, and Materials

1. Availability and Use of Third-Party Services. The Website and Offerings may display, embed, integrate with, or direct certain Offerings to, or otherwise make available content, data, applications, software, protocols, tools, services, links, or materials that are owned, operated, or provided by third parties (collectively, “Third-Party Services”). Such Third-Party Services may be governed by separate terms, policies, licenses, or usage conditions established by the applicable third party.

2. No Responsibility. Notwithstanding anything to the contrary in these Terms of Use, you acknowledge and agree that: 

   1. you, and not Sentora, are solely responsible for ensuring that any use of the Services by you in connection with all Third-Party Services complies with the terms applicable to your use of such Third-Party Services; 

   2. Sentora shall not be liable for any damages, liabilities, or other harms in connection with your use of and/or any inability to access the Third-Party Services; and 

   3. Sentora shall be under no obligation to inquire into and shall not be liable for any damages, other liabilities or harm to you or any person or entity relating to any losses, delays, failures, errors, interruptions or loss of data occurring directly or indirectly by reason of Third-Party Services or any other circumstances beyond Sentora’s control.

3. Exported Information. The Services may include tools that enable you to export information to Third-Party Services.  By using one of these tools, you agree that Sentora may transfer that information to the applicable Third-Party Service. Sentora is not responsible for any Third-Party Service’s use of your exported information.

10. Permitted Use

1. Authorized Use. Subject to your compliance with these Terms of Use and applicable law, you may access and use the Website solely for lawful purposes and to interact with supported blockchain networks and smart contracts at your own direction and risk.

2. Prohibited Activities. You agree that you will not, and will not attempt to, directly or indirectly:

   1. access or use the Website or Offerings in violation of any applicable law, regulation, sanctions program, export control requirement, or court order;

   2. engage in money laundering, terrorist financing, fraud, deceptive practices, manipulation of markets or protocols, or any unlawful or abusive activity;

   3. interfere with, disrupt, degrade, or impair the operation, integrity, or security of the Website, including through the introduction of malware, denial-of-service attacks, excessive automated traffic, scraping, spamming, or similar conduct;

   4. attempt to gain unauthorized access to any systems, networks, data, wallets, or accounts associated with the Website or Offerings;

   5. impersonate any person or entity or misrepresent your identity, affiliation, or authority;

   6. use any robot, bot, scraper, crawler, automated script, or similar automated tool except where expressly authorized;

   7. bypass, evade, defeat, or circumvent any access controls, geographic restrictions, technical safeguards, or usage limitations;

   8. exploit, abuse, or attempt to exploit any vulnerability, bug, or unintended behavior in the Website, smart contracts, or integrated protocols, or encourage others to do so; 

   9. reverse engineer, decompile, disassemble, or otherwise attempt to derive source code or underlying structure of any portion of the Website except to the extent permitted by applicable law; or

   10. engage in any activity that intentionally exploits, manipulates, or circumvents the intended economic design, operational logic, or security assumptions of any smart contract, Vault, Strategy, or Third-Party Service, including actions that seek to extract unintended value or disrupt the functioning of the applicable protocol or Offering.

3. Enforcement and Remedies. Sentora reserves the right, but does not assume the obligation, to investigate suspected violations, cooperate with law enforcement or regulators, restrict or terminate access, preserve or disclose information as required by law, and pursue any remedies available at law or in equity.

11. Intellectual Property Rights

1. Ownership of Platform Materials. Except as expressly stated otherwise, the Website and all content, features, functionality, software, text, graphics, images, audio, video, design elements, compilations, selection and arrangement of materials, and underlying intellectual property rights (collectively, the “Platform Materials”) are owned by or licensed to Sentora and are protected by applicable copyright, trademark, patent, trade secret, and other intellectual property laws.

2. Limited License. Subject to your ongoing compliance with these Terms of Use, Sentora grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Website solely for your personal or internal business purposes.

3. Use Restrictions. Except as expressly permitted by these Terms of Use, you may not copy, reproduce, distribute, modify, adapt, create derivative works of, publicly display, publicly perform, republish, download (other than ordinary browser caching), store, transmit, or otherwise exploit any Platform Materials without Sentora’s prior written consent.

4. Open-Source Components and Smart Contracts. Certain components of the Services, including smart contracts or software libraries, may be made available under open-source licenses. Your use of such components is governed solely by the applicable open-source license terms. Once deployed on a public blockchain, smart contracts may not be owned, controlled, or modifiable by Sentora, and all interactions occur at your own risk.

5. Feedback License. If you submit any suggestions, ideas, improvements, feedback, or other materials to Sentora (“Feedback”), you grant Sentora a perpetual, irrevocable, worldwide, royalty-free, fully paid-up, sublicensable right and license to use, reproduce, modify, distribute, display, perform, and otherwise exploit such Feedback for any lawful purpose without compensation or attribution.

12. Trademarks

The name “Sentora,” all associated logos, trademarks, service marks, trade dress, product names, and slogans are the exclusive property of Sentora or its licensors. Nothing in these Terms of Use grants you any right or license to use any such marks without Sentora’s prior written consent.

13. Privacy and Public Blockchain Data.

1. Your use of the Website is subject to any applicable Privacy Policy published by Sentora, which describes how information is collected, used, and disclosed in connection with the Website and the Offerings. You acknowledge and agree that transactions conducted on public blockchains are inherently transparent and permanent, and that information submitted on-chain may be publicly visible, immutable, and accessible by third parties.

2. Sentora does not have access to private blockchain transaction data beyond information that is publicly available through blockchain networks. Sentora does not monitor, verify, or control blockchain transactions initiated by users and does not maintain records of user wallet balances or Digital Asset holdings beyond publicly accessible blockchain data.

14. Disclaimer of Warranties

1. As-Is Basis. THE WEBSITE, OFFERINGS, AND ALL CONTENT AND MATERIALS ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITH ALL FAULTS AND WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY.

2. Disclaimer of Implied Warranties. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SENTORA EXPRESSLY DISCLAIMS ALL IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING, COURSE OF PERFORMANCE, OR USAGE OF TRADE.

3. No Representations as to Performance or Availability. WITHOUT LIMITING THE FOREGOING, SENTORA DOES NOT WARRANT OR REPRESENT THAT THE WEBSITE OR OFFERINGS WILL BE CONTINUOUS, UNINTERRUPTED, ERROR-FREE, SECURE, ACCURATE, RELIABLE, FREE FROM DEFECTS, FREE OF MALICIOUS CODE, OR COMPATIBLE WITH ANY PARTICULAR HARDWARE, SOFTWARE, NETWORK, OR WALLET, OR THAT ANY VAULT, STRATEGY, PROTOCOL INTEGRATION, OR FEATURE WILL OPERATE AS DESCRIBED OR ACHIEVE ANY PARTICULAR RESULT.

4. Financial Advice. SENTORA IS NOT AN INVESTMENT OR FINANCIAL ADVISOR. NEITHER SENTORA NOR ITS SUPPLIERS OR LICENSORS SHALL BE RESPONSIBLE FOR INVESTMENT AND OTHER FINANCIAL DECISIONS, OR DAMAGES, OR OTHER LOSSES RESULTING FROM USE OF THE OFFERINGS. NEITHER SENTORA NOR ITS SUPPLIERS OR LICENSORS SHALL BE CONSIDERED AN “EXPERT” UNDER THE APPLICABLE SECURITIES LEGISLATION IN YOUR JURISDICTION. NEITHER SENTORA NOR ITS SUPPLIERS OR LICENSORS WARRANT THAT THIS WEBSITE COMPLIES WITH THE REQUIREMENTS OF ANY APPLICABLE REGULATORY AUTHORITY, SECURITIES AND EXCHANGE COMMISSION, OR ANY SIMILAR ORGANIZATION OR REGULATOR OR WITH THE SECURITIES LAWS OF ANY JURISDICTION.

15. Limitation of Liability

1. Exclusion of Certain Damages. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL SENTORA OR ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS, OR SERVICE PROVIDERS (COLLECTIVELY, THE “SENTORA PARTIES”) BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF BUSINESS OPPORTUNITY, LOSS OF GOODWILL, LOSS OF DATA, LOSS OF DIGITAL ASSETS, BUSINESS INTERRUPTION, SYSTEM FAILURE, OR ANY OTHER COMMERCIAL OR ECONOMIC LOSS, ARISING OUT OF OR RELATING TO THESE TERMS OF USE, THE WEBSITE, THE OFFERINGS ANY THIRD PARTY PROTOCOL, OR YOUR ACCESS TO OR USE OF (OR INABILITY TO USE) THE FOREGOING, REGARDLESS OF THE THEORY OF LIABILITY AND WHETHER OR NOT ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

2. Aggregate Liability Cap. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL CUMULATIVE LIABILITY OF THE SENTORA PARTIES FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE OFFERINGS SHALL NOT EXCEED THE GREATER OF: (i) ONE HUNDRED UNITED STATES DOLLARS (US $100); OR (ii) THE TOTAL FEES PAID BY YOU DIRECTLY TO SENTORA, IF ANY, DURING THE SIX (6) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

3. Allocation of Risk. YOU ACKNOWLEDGE THAT THE FOREGOING LIMITATIONS OF LIABILITY AND EXCLUSIONS OF DAMAGES REFLECT A REASONABLE ALLOCATION OF RISK AND FORM AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN YOU AND SENTORA, AND THAT SENTORA WOULD NOT PROVIDE THE OFFERINGS WITHOUT SUCH LIMITATIONS.

4. Jurisdictional Limitations. SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OR LIMITATION OF CERTAIN WARRANTIES OR DAMAGES. TO THE EXTENT SUCH RESTRICTIONS APPLY TO YOU, SOME PORTIONS OF THIS SECTION MAY NOT APPLY.

16. Indemnification

1. Indemnity Obligation. You agree to defend, indemnify, and hold harmless Sentora from and against any and all claims, demands, actions, investigations, proceedings, losses, damages, liabilities, judgments, settlements, penalties, fines, costs, and expenses (including reasonable attorneys’ fees and costs) arising out of or relating to:

   1. your access to or use of the Website or Offerings;

   2. your breach of these Terms of Use or violation of any applicable law or regulation;

   3. your infringement, misappropriation, or violation of any intellectual property, privacy, publicity, or other rights of any third party;

   4. your interaction with any third-party protocol, wallet, bridge, oracle, or smart contract; or

   5. any dispute between you and any third party relating to your activities using the Offerings.

2. Control of Defense. Sentora reserves the right, at its own expense, to assume exclusive control over the defense and settlement of any matter subject to indemnification by you.

3. Survival. Your indemnification obligations shall survive any termination or expiration of these Terms of Use and your use of the Offerings.

17. Additional Third-Party Service Disclosures

1. Dependency on External Systems. The Offerings may depend on, integrate with, or provide access to networks, protocols, data feeds, or infrastructure operated by independent third parties. Such systems may experience outages, changes, forks, attacks, governance actions, or discontinuation beyond Sentora’s control.

2. No Responsibility for External Failures. Sentora shall not be responsible or liable for any losses, delays, failures, errors, or interruptions arising from third-party systems, including without limitation blockchain congestion, validator failures, bridge exploits, oracle malfunctions, or protocol insolvencies.

3. Independent Terms. Your use of any third-party systems remains governed solely by the applicable third-party terms and policies, if any.

18. User Representations, Warranties, and Acknowledgments.

By accessing or using the Website or Offerings, you represent, warrant, acknowledge, and agree on a continuing basis that:

1. Authority and Capacity. You have full legal capacity and authority to enter into these Terms of Use and to comply with their terms. If acting on behalf of an entity, you are duly authorized to bind that entity.

2. Sanctions and Jurisdiction. You are not located in, a resident of, or subject to the laws or control of any Restricted Jurisdiction, and you are not listed on any sanctions, restricted party, or denied persons lists maintained by any governmental authority.

3. Legal Compliance. Your use of the Offerings complies with all applicable laws and regulatory requirements, including securities, commodities, sanctions, AML, CFT, consumer protection, data protection, and tax laws.

4. Tax Responsibility. You are solely responsible for all tax obligations resulting from your use of the Offerings.

5. No Misrepresentation. You will not misrepresent the Offerings to third parties.

6. Accuracy of Information. All information you provide is accurate and kept current.

7. Assumption of Risk. You knowingly assume all risks associated with use of the Offerings. You acknowledge that you have reviewed, understand, and agree to the Risk Disclosure Statement set forth in Appendix A, which is incorporated by reference into these Terms of Use, and you voluntarily assume all risks described therein.

8. Continuing Effect. These representations are reaffirmed each time you access or use the Offerings.

19. Suspension of Access. Without limiting any other rights set forth in these Terms of Use:

1. Suspension for Payment or Operational Issues. If Sentora is unable to successfully process any fees or charges associated with your use of the Offerings, Sentora may suspend your access to all or part of the Offerings. During any such suspension, your account may remain technically accessible; however, service requests may be rejected, pending operations may be paused, and functionality may be restricted until all outstanding balances are paid in full. You acknowledge that charges may continue to accrue during a suspension period unless otherwise stated by Sentora. Suspension will be lifted only after all overdue amounts have been settled to Sentora’s satisfaction.

2. Suspension for Legal, Compliance, or Risk Concerns. Sentora may suspend or restrict your access to the Website or Offerings at any time if Sentora reasonably believes that your activity: (i) violates applicable law, regulation, sanctions requirements, or court orders; (ii) breaches these Terms of Use; (iii) poses a security, operational, compliance, financial, or reputational risk; or (iv) may expose Sentora or any third party to liability or regulatory scrutiny.

20. Termination

1. Termination by Sentora. Without limiting any other rights set forth in these Terms of Use, Sentora may terminate or suspend your access to the Website or Offerings, in whole or in part, at any time, with or without prior notice, for any reason or no reason, including without limitation if: (i) you fail to cooperate with or respond to any lawful inquiry or investigation by a governmental or regulatory authority; (ii) you violate any provision of these Terms of Use or breach any representation or warranty; (iii) your account remains suspended for more than thirty (30) consecutive days due to non-payment; or (iv) your activities violate applicable law. Following termination of access, you may be provided a limited period (if technically feasible) to retrieve or export any non-on-chain data associated with your account before such data is deleted or deactivated, subject to applicable law and Sentora’s data retention policies.

2. Termination by You. You may discontinue use of the Website and Offerings and terminate your account in accordance with the notice requirements and termination provisions set forth in any Supplemental Terms entered into between you and us, as applicable.

3. Effect of Termination. Upon termination, all rights and licenses granted to you under these Terms of Use immediately cease. Any provisions which by their nature should survive termination, including without limitation disclaimers, limitations of liability, indemnification obligations, dispute resolution provisions, and representations, shall continue in full force and effect. Termination shall not limit any rights or remedies available to Sentora at law or in equity.

21. Electronic Communications and Notices

1. Consent to Electronic Delivery. You consent to receiving all notices, disclosures, statements, agreements, confirmations, tax documents, and other communications (collectively, “Communications”) from Sentora in electronic form, including by email, in-platform notifications, or posting on the Website. Your consent applies to all Communications provided during the course of your relationship with Sentora.

2. Legal Effect of Electronic Communications. You agree that any Communications delivered electronically satisfy any legal requirement that such communications be provided in writing. To the extent permitted by applicable law, you waive any rights to require physical delivery, non-electronic signatures, or retention of paper records.

3. Opt-Out and Delivery Limitations. Sentora will use commercially reasonable efforts to honor requests to opt out of certain non-essential communications. If you no longer have access to your electronic account or delivery method, you may request delivery of Communications in alternative formats where legally required.

21. Miscellaneous

1. Entire Agreement. These Terms of Use constitutes the entire agreement between you and Sentora regarding your access to and use of the Website and Offerings and supersedes all prior or contemporaneous agreements, communications, and understandings, whether written or oral.

2. No Waiver. The failure of Sentora to enforce any provision of these  Terms of Use shall not constitute a waiver of such provision or of the right to enforce such provision at any later time.

3. Severability. If any provision of these Terms of Use is held to be invalid, illegal, or unenforceable, such provision shall be enforced to the maximum extent permissible, and the remaining provisions shall remain in full force and effect.

4. Governing Law; Dispute Resolution. These Terms of Use and any dispute arising out of or relating to them shall be governed by and construed in accordance with the laws of the British Virgin Islands, without regard to conflict-of-law principles. The parties agree to first attempt to resolve any dispute in good faith through informal negotiations or mediation. If such efforts do not resolve the dispute within a reasonable period, the dispute shall be finally resolved by binding arbitration administered by the BVI International Arbitration Centre (BVI IAC) in accordance with its rules then in effect, which rules are incorporated by reference. The arbitration shall be conducted by a single arbitrator. The seat of arbitration shall be the British Virgin Islands. The language of the arbitration shall be English. All proceedings, submissions, evidence, hearings, and awards shall be confidential, except to the extent disclosure is required by law or for enforcement purposes.

5. Class Action Waiver. To the maximum extent permitted by applicable law, you and Sentora agree that any dispute shall be brought solely in an individual capacity and not as a plaintiff or class member in any purported class, collective, representative, or private attorney general proceeding.

6. Assignment. You may not assign, transfer, delegate, or subcontract any of your rights or obligations under these Terms of Use without Sentora’s prior written consent. Sentora may freely assign or transfer these Terms of Use without restriction or notice.

   
   

APPENDIX A

RISK DISCLOSURE STATEMENT

This Risk Disclosure Statement forms part of the Terms of Use and should be read carefully in its entirety before accessing or using the Website or Offerings. Capitalized terms not otherwise defined herein have the meanings set forth in the Terms of Use. This Risk Disclosure Statement does not disclose or explain all risks associated with the use of blockchain technology, Digital Assets, decentralized protocols, smart contracts, or the Offerings. You should carefully consider whether the Offerings are suitable for you in light of your financial condition, risk tolerance, experience, and objectives, and you should seek independent professional advice where appropriate. By accessing or using the Website or the Offerings, you acknowledge and agree that you fully understand and assume all risks described herein and all other risks inherent in the use of blockchain-based systems and Digital Assets, whether known or unknown, foreseeable or unforeseeable.

No Financial Services. The Company does not provide financial services, investment services, brokerage services, custodial services, banking services, or advisory services of any kind. Nothing on the Website or in connection with the Offerings constitutes investment advice, financial advice, legal advice, tax advice, or a recommendation or solicitation to acquire, hold, or dispose of any asset or engage in any transaction. You acknowledge that you are not relying on the Company for advice or guidance and that no fiduciary, advisory, brokerage, or agency relationship exists between you and the Company. You are solely responsible for evaluating the merits and risks of any action you take using the Offerings.

Non-Custodial Architecture. The Offerings are non-custodial in nature. The Company does not custody, hold, store, control, possess, or manage your Digital Assets or private keys at any time. You interact directly with blockchain networks and smart contracts through your own wallet software or hardware. You are solely responsible for safeguarding your private keys, seed phrases, authentication credentials, and any devices used to access your wallet. Loss, theft, compromise, or mismanagement of your private keys or wallet credentials may result in permanent and irreversible loss of access to your Digital Assets. The Company has no ability to recover private keys, reverse transactions, or restore access to assets. Transactions executed on public blockchains are irreversible. Once a transaction is broadcast and confirmed, it cannot be undone, canceled, or modified. Errors in transaction parameters, addresses, or amounts may result in permanent loss of assets.

Smart Contract Risks. Smart contracts are software programs deployed on blockchain networks that automatically execute transactions based on programmed logic. Smart contracts may contain coding errors, design flaws, vulnerabilities, or unintended behaviors that may result in partial or total loss of Digital Assets, unexpected behavior, or exploitation by third parties. Smart contracts may be subject to attacks, including re-entrancy attacks, flash loan attacks, oracle manipulation, governance attacks, denial-of-service attacks, and other exploit techniques. Even audited smart contracts may contain undiscovered vulnerabilities. Once deployed, smart contracts may be difficult or impossible to modify, pause, or shut down. Any malfunction, exploit, or failure may have irreversible consequences.

Third-Party Protocol and Integration Risks. The Offerings may integrate with or facilitate access to third-party decentralized protocols, blockchains, bridges, oracles, liquidity pools, decentralized exchanges, lending protocols, staking systems, and other smart contracts that are not owned, operated, or controlled by the Company. The Company does not guarantee the security, functionality, availability, correctness, solvency, or legality of any third-party protocol. Failures, exploits, insolvencies, governance attacks, economic design flaws, or malicious actions affecting any third-party protocol may result in loss of assets, loss of access, or degraded functionality. Changes in third-party protocols, including upgrades, forks, parameter changes, or governance decisions, may materially affect how Offerings, Strategies, integrations, or supported protocols operate or how assets are deployed without any control or influence by the Company. Some supported protocols may be governed by DAOs whose governance decisions may alter protocol functionality, parameters, or risk exposure without notice and without any involvement by the Company.

Strategies. Strategies, including but not limited to the associated integrations or supported protocols, may be configured based on specific parameters, protocols, and assumptions at the time of deployment. Market conditions, protocol performance, liquidity, or risk profiles may change over time. While the Company may publish updated Strategies or new Offerings you acknowledge that Strategy evolution may not necessarily improve outcomes and may introduce new risks, dependencies, or failure modes. 

No Guarantees of Performance or Yield. There is no guarantee that any Strategies will generate returns, maintain value, preserve capital, or perform as expected. Past performance is not indicative of future results. Rewards, yields, incentives, and protocol economics may change or terminate at any time, which is outside of our control. Economic assumptions may prove incorrect. Adverse market movements may result in partial or total loss of assets.

Stablecoin Risks. Stablecoins are Digital Assets that purport to maintain a stable value relative to a reference asset (such as the U.S. dollar), but such stability is not guaranteed. Stablecoins may depeg, lose liquidity, experience redemption failures, face issuer insolvency, be subject to regulatory intervention, or suffer technological failures. Stablecoins are not legal tender and are not insured by any government or deposit insurance scheme. Regulatory actions against stablecoin issuers, custodians, or infrastructure providers may materially affect the usability, liquidity, or value of stablecoins.

Liquidity and Market Risks. Digital asset markets may be highly illiquid, fragmented, volatile, and subject to manipulation. Liquidity may evaporate rapidly during periods of market stress. You may be unable to exit positions at desired prices or at all. Slippage, price impact, and failed transactions may occur. Market prices may deviate significantly across venues and may not reflect fair value.

Data Risks. Many protocols rely on price feeds, oracles, or external data sources. Oracle failures, manipulation, latency, or inaccuracies may result in incorrect contract behavior, liquidations, or mispricing.

Network and Infrastructure Risks. Blockchain networks may experience congestion, outages, forks, reorganizations, validator failures, censorship, or attacks. Transaction delays, high fees, or failed transactions may occur. Underlying networks may change consensus rules or software in ways that affect asset functionality or availability.

Regulatory and Legal Risks. The legal and regulatory treatment of Digital Assets, DeFi protocols, and blockchain interfaces is evolving and uncertain. New laws, regulations, guidance, enforcement actions, or judicial decisions may materially affect the legality, availability, or functionality of the Offerings. Regulators may impose restrictions, reporting obligations, licensing requirements, or prohibitions that affect your ability to use the Offerings or hold certain assets.

Tax Risks. Tax treatment of Digital Assets and DeFi activity is complex and uncertain. Transactions may create taxable events. You are solely responsible for determining and complying with all applicable tax obligations.

Cybersecurity Risks. You may be exposed to hacking, phishing, malware, SIM swap attacks, compromised devices, and social engineering attacks. Losses may be irreversible.

Custody and Wallet Risks. Third-party wallet providers may have vulnerabilities, bugs, or outages. Hardware failures or software updates may impair access.

Governance Risks. Decentralized governance mechanisms may be attacked, manipulated, or controlled by concentrated actors. Governance outcomes may adversely affect protocols and Offerings.

Forks, Airdrops, and Protocol Changes. Forks, upgrades, or airdrops may affect asset availability, tax treatment, or compatibility. The Company has no obligation to support forks or airdrops.

Cross-Chain and Bridge Risks. Bridges and cross-chain messaging systems are high-risk attack surfaces and have historically suffered significant exploits.

Force Majeure and Systemic Events. War, sanctions, power outages, internet failures, natural disasters, systemic financial events, and others, may disrupt blockchain networks or access.

Consumer Protections. The level of consumer protection available to users of our Offerings may vary depending on your jurisdiction. In some cases, you may have fewer protections than you would with traditional financial products. You should carefully consider these risks before using our Offerings.

Unknown Risks. Blockchain systems are experimental. There may be unknown, unforeseen, or emergent risks that result in loss.

APPENDIX B

ADDENDA

APPENDIX B-1

SENTORA VAULTS ADDENDUM

This Sentora Vaults Addendum (this “Addendum B-1”) forms part of and supplements the Terms of Use. Capitalized terms used but not defined in this Addendum B-1 have the meanings assigned to them in the Terms of Use. In the event of any inconsistency between this Addendum B-1 and the Terms of Use, this Addendum B-1 shall control solely with respect to Sentora Vaults.

1. Scope
   For purposes of these Terms of Use, “Sentora Vaults” means certain Vault configurations made viewable or accessible through the Website as part of the Offerings and designed to operate pursuant to standardized, non-personalized Strategies.

   Sentora Vaults are smart contract-based systems deployed on public blockchain networks. Each Sentora Vault operates exclusively according to its encoded Strategy parameters and associated smart contract logic. Sentora Vaults are not individualized products and do not constitute advisory, brokerage, custodial, banking, or discretionary asset management services.

   Your interaction with any Sentora Vault is voluntary and initiated exclusively by you through your self-custodied wallet. When you interact with a Sentora Vault through the Website or related interfaces, you interact directly with smart contracts deployed on public blockchain networks. Transactions are executed by those smart contracts and the underlying blockchain infrastructure rather than by Sentora.

   
   

2. Non-Custodial Structure.
   As described in the Terms of Use, the Offerings, which include among other things the Sentora Vaults, operate solely as non-custodial software interfaces. In connection with Sentora Vaults:

   1. Sentora does not hold, possess, custody, or control Digital Assets at any time. Sentora does not have access to private keys, seed phrases, or wallet credentials and does not maintain omnibus wallets or pooled custody structures.

   2. All transfers of Digital Assets into or out of a Sentora Vault are initiated exclusively by users through their own wallets. Digital Assets move directly between user-controlled wallets and directly to the applicable smart contracts or Third-Party Services. Sentora does not intermediate, transmit, or settle Digital Assets on behalf of users.

   3. At no point does the operation of a Sentora Vault amount to Sentora providing money transmitter, custodian, escrow agent, settlement agent, broker, dealer, financial intermediary, or fiduciary services.
      
      

3. Strategy Parameters
   Each Sentora Vault operates pursuant to a defined Strategy, as described in the Terms of Use. A Strategy consists of pre-defined smart contract logic, allocation rules, integrations, and parameters.

   Sentora does not exercise discretionary authority over user Digital Assets and does not provide individualized portfolio management or investment recommendations. Sentora Vaults operate according to their programmed logic and not pursuant to discretionary decision-making by Sentora.

   Once a user has deposited Digital Assets into a Sentora Vault, Sentora does not have authority to unilaterally rebalance, reallocate, migrate, redirect, or otherwise alter the deployment of such Digital Assets.

   If material modifications to a Strategy are introduced, such changes shall be implemented, where applicable, through deployment of a new versioned Vault, user-initiated migration, explicit on-chain user consent, or governance mechanisms as described in the Terms of Use. Existing user positions shall not be automatically modified absent user action.

   All Sentora Vault activity is determined exclusively by pre-defined smart contract logic and encoded Strategy parameters. Sentora does not exercise discretionary authority over user Digital Assets and does not make individualized asset allocation, portfolio management, or trading decisions on behalf of users.
   
   

4. Reliance on Third-Party Services
   Sentora Vaults may interact directly or indirectly with Third-Party Services, including decentralized protocols, blockchain networks, validators, exchanges, lending markets, bridges, liquidity venues, or similar infrastructure.

   Sentora does not own, operate, or control any Third-Party Service and makes no representation or warranty regarding the security, availability, legality, solvency, governance, or performance of any Third-Party Service.

   You acknowledge that Sentora Vault performance and Digital Asset outcomes depend in whole or in part on Third-Party Services and underlying blockchain networks. Risks include, without limitation, smart contract vulnerabilities, exploits, validator failures, oracle errors, governance attacks, forks, depegging events, liquidity shortages, protocol insolvency, network congestion, and regulatory actions.

   Sentora shall not be liable for any loss arising from or relating to the operation, failure, disruption, or compromise of any Third-Party Service or blockchain network.
   
   

5. Stablecoin Considerations
   Where a Sentora Vault involves stablecoins or similar Digital Assets designed to reference fiat currency value, you acknowledge that such assets are not legal tender, are not bank deposits, and are not insured or guaranteed by any governmental authority. Stablecoins may lose value, fail to maintain parity with their reference asset, become illiquid, or be subject to issuer or regulatory intervention.

   Sentora Vaults involving stablecoins do not constitute savings accounts, cash management products, or principal-protected instruments.
   
   

6. No Guarantee
   Participation in a Sentora Vault does not constitute the purchase of insurance, a guaranteed yield arrangement, a deposit account, or a capital preservation product.

   Digital Assets are volatile and speculative. You acknowledge and agree that you may lose some or all of your Digital Assets as a result of market movements, liquidations triggered by protocol-defined parameters, smart contract vulnerabilities, Third-Party Service failures, or other technical or economic events.

   Sentora does not guarantee performance, yield, capital preservation, or risk mitigation. The sole mechanism available to you to reduce exposure to a Sentora Vault is to initiate a withdrawal transaction, subject to applicable smart contract logic, protocol constraints, and potential time-lock requirements.
   
   

7. No Fiduciary Relationship
   Sentora is not a fiduciary, investment adviser, asset manager, broker-dealer, custodian, bank, or financial institution in connection with Sentora Vaults. Sentora does not undertake any duty to act in your best interest and does not assume advisory or discretionary obligations.

   You are solely responsible for evaluating the risks, appropriateness, and legality of participating in any Sentora Vault and for compliance with applicable laws in your jurisdiction.
   
   

8. Fees
   Fees associated with Sentora Vaults, if any, relate solely to software functionality, interface access, or smart contract-level parameters as described in the Terms of Use. All fees assessed and executed on-chain are final and non-refundable.

Last Updated: March 2026