ANNUAL REPORT
ANNUAL REPORT
Fintech Onchain
Fintech Onchain
Fintech Onchain
Annual Report on Stablecoins, Tokenized Cash, and Digital Asset Infrastructure in Fintech
Annual Report on Stablecoins, Tokenized Cash, and Digital Asset Infrastructure in Fintech
Inside This Report
Inside This Report
The Market Has Moved
The Market Has Moved
While most fintechs were still observing from the sidelines, stablecoin supply, settlement volume, and tokenized real-world assets (such as Treasuries, private credit, and equities) reached production scale.
While most fintechs were still observing from the sidelines, stablecoin supply, settlement volume, and tokenized real-world assets (such as Treasuries, private credit, and equities) reached production scale.
Customer Behavior
Customer Behavior
Younger generations hold digital assets and are set to benefit from the largest wealth transfer in US history. Sentora’s data shows Onchain Earn products see significant customer interest and retention.
Younger generations hold digital assets and are set to benefit from the largest wealth transfer in US history. Sentora’s data shows Onchain Earn products see significant customer interest and retention.
From Infrastructure to Fintech Product
From Infrastructure to Fintech Product
A detailed analysis of current infrastructure capabilities, how these translate to financial products and how similar products are already performing.
A detailed analysis of current infrastructure capabilities, how these translate to financial products and how similar products are already performing.
The Path to Building Onchain
The Path to Building Onchain
Treasury opportunities, stablecoin settlement, funding models, infrastructure partners, risk management and a practical framework for getting started.
Treasury opportunities, stablecoin settlement, funding models, infrastructure partners, risk management and a practical framework for getting started.
Why Fintech Teams Need This Report
Understand the Full Opportunity Set
Onchain infrastructure in 2026 is a financial product layer, not a speculative trading feature. This report gives product and strategy teams the vocabulary and structure to evaluate savings, treasury, credit and payroll opportunities before scoping a build.
Model the Economics Before You Commit
Every product surface in the report is mapped to a revenue model with the real figures from production deployments. This helps executives identify clear unit economics, de-risk investments, and prioritize highest-impact opportunities.
A Reference Built on Production
Every case in this report is a shipped deployment: Kraken's $800M DeFi Earn program, Coinbase's $2.3B in crypto-backed originations, Deel's payroll wallet in 80+ countries, and the seventeen-bank tokenized deposit consortium targeting a 2027 launch.
Understand where fintech is going onchain
A data-driven look at the market, customer demand, product opportunities, and infrastructure shaping the next generation of financial services. Get the full report.
Why Fintech Teams Need This Report
Understand the Full Opportunity Set
Onchain infrastructure in 2026 is a financial product layer, not a speculative trading feature. This report gives product and strategy teams the vocabulary and structure to evaluate savings, treasury, credit and payroll opportunities before scoping a build.
Model the Economics Before You Commit
Every product surface in the report is mapped to a revenue model with the real figures from production deployments. This helps executives identify clear unit economics, de-risk investments, and prioritize highest-impact opportunities.
A Reference Built on Production
Every case in this report is a shipped deployment: Kraken's $800M DeFi Earn program, Coinbase's $2.3B in crypto-backed originations, Deel's payroll wallet in 80+ countries, and the seventeen-bank tokenized deposit consortium targeting a 2027 launch.